To say that boating is a popular pastime in the Lakes area is an understatement. For many, being on the water is more than a hobby – it’s a way of life. Unfortunately, it can also be quite risky. At Glass Insurance Center, we want our clients to set sail and leave their worries behind. Whether you enjoy cruising Lake Geneva with friends at sunset or taking your deck boat out for some mid-day sun, whatever your boating needs, our risk management team has you covered.
Boat Insurance in Lake Geneva
Boat insurance serves multiple purposes. It can protect your boat, trailer, and motor in a collision and help replace your personal effects if they are stolen. It can also provide liability protection if you injure a water skier or run into another vessel. We work directly with carriers who provide the following types of coverage:
Liability Insurance
If you damage someone else’s property or cause injury to another person while operating your watercraft, you can be held responsible for the financial fallout. Liability insurance is coverage for property damages, medical bills, legal defense fees, and judgments brought against you as a result of the accident.
Physical Damages Insurance
You invested a lot of money into your boat. If it is damaged in a collision on the water, your physical damages insurance can help pay to repair or replace it.
Other Losses
Sometimes the worst losses do not involve other watercraft. Whether your boat is struck by lightning or is stolen with your trailer, let your insurance foot the bill.
Medical Payments
If you or your passengers are injured in a collision, medical payments coverage can help pay your medical bills.
Personal Belongings
If you lose your boat in an accident, your personal belonging may be lost, too. We will help make sure your insurer provides coverage that replaces your sports and fishing equipment, as well as your safety gear and personal items, such as cell phones.
Uninsured and Underinsured Boater
Many boaters operate their vessels without the proper coverage. If you are injured or your watercraft is damaged by one of these boaters, uninsured and underinsured boater protection can help pay for your boat repairs, medical bills, lost wages, and more.
Emergency Assistance
When your boat needs a tow or you run out of fuel, emergency assistance coverage helps pick up the bill.
Wreckage Removal and Clean-Up Assistance
If your boat capsizes, it will take a professional crew to remove the wreckage. You may also be billed for any clean-up costs associated with fuel spills in the accident.
We can help you find boat insurance that covers nearly any type of vessel. Examples include:
- Personal watercraft
- Fishing boats
- Sailboats
- High-performance power boats
- Cabin cruisers
- Catamarans
- Pontoon boats
- Yachts
- And More!
When quality and service matter, choose Glass Insurance Center for your boat insurance needs. We can walk you through your risk assessment step by step, pointing out any potential gaps in your protection. For example, choosing to insure your boat for its actual cash value versus its replacement value could cost you thousands after an accident. Since boats depreciate in value over time, an actual cash value policy might not pay enough to pay off the loan on your vessel or replace a damaged boat with one of equal quality.
At Glass Insurance Center, we carefully explain your options and never recommend coverage that will leave you behind. If you need boat insurance, contact our office to request your free quote. We look forward to serving you soon.
