People visit Lake Geneva for its laid-back living and natural beauty. In this year-round resort town, tourists and weekenders come to get away from it all and grab a breath of fresh air. As a business owner, you make your living capitalizing on the interests of tourists. Whether you offer champagne cruises at sunset or exhilarating zip-line excursions, you need tourism insurance that protects your best interests while you do what you do best – entertaining your patrons .
Adventure and Entertainment Tourism Insurance
Travelers with an appetite for adventure will find no shortage of fun in Lake Geneva. If your business provides one-of-a-kind entertainment, such as tours or specialty classes, you need one-of-a-kind insurance as well. At Glass Insurance Center, we can help find coverage for nearly any adventure and entertainment-based business, including those that provide:
- Escorted fishing trips
- Guided nature and eco-expeditions
- Lake cruises
- Limousine services
- Zip-line and canopy excursions
- Horseback tours
- Walking tours
- And more!
Leisure Tourism Insurance
When tourists want to take charge of their vacation, they turn to the leisure-related businesses in and around Lake Geneva. Perhaps you provide water and land sport rentals, or maybe you own a world-class golf course. No matter how you serve your customers, you should never have to jump through hoops to find the right insurance. At Glass Insurance Center, we are happy to work with business owners in the tourism industry, including the owners of:
- Golf courses
- Mini-golf courses
- Motorized watercraft rental services
- Bicycle, kayak, scooter, and similar rental services
- Charter boat services
- Zoos and wildlife parks
- Bowling alleys
- Indoor playgrounds
- And more!
Types of Insurance for the Tourism Industry
We recognize that no two businesses are exactly the same; however, there are certain types of insurance coverage that many businesses in the tourism industry need. Examples include:
General Liability Insurance
What would happen if a customer collapsed from heat exhaustion and dehydration during an outdoor tour on a summer afternoon? What if a customer is hit in the head with a golf ball on your course? Accidents can happen to anyone in the blink of an eye. Make sure you are protected with the right liability insurance. This type of coverage helps pay medical expenses for injuries occurring on your premises, on a tour, or as a result of your services or goods. It can also protect you if you are sued for a customer’s or third party’s losses.
The safety of your employees is your responsibility. When the people who work for you are injured on the job, workers compensation helps pay for medical bills and lost wages while they recover.
Wisconsin has experienced its fair share of disasters. When fires, storms, falling objects, and even criminals threaten your business, property insurance can help pick up the pieces. In most cases, your business structure and contents are insured for their replacement value or actual cash value when you suffer losses related to one of several named perils.
Equipment and Machinery Coverage
If the equipment you own plays an integral part of your business, this type of insurance helps protect you against sudden and unexpected breakdowns. Whether your snow cone ice shaver malfunctions or a pair of your kayaks are damaged by accident, equipment, and machinery insurance helps assure the continuity of your business.
Business Interruption Insurance
When you are forced to temporarily shut your doors to business or otherwise reduce the number of goods or services you can sell, business interruption insurance can help compensate for your loss of profit.
Commercial Vehicle Insurance
Do you rely on a van, delivery truck, boat, or other vehicles to operate your business? Make sure you have commercial coverage that pays for damages to your vehicle if it is involved in a collision and pays for liability claims if your business or one of your employees is found responsible for another person’s property loss or bodily injury.
If you own and operate a tourism or entertainment business in the Lake Geneva area, we want to help you minimize your risk exposure. Contact our office to speak with one of our helpful staff members and to schedule your risk management evaluation. We look forward to serving you soon.