Most Wisconsin homeowners can recall a time when a summer wind or hailstorm hit their property. Whether you had to replace a bunch of damaged roof tiles or you were left to try to repair a few broken gutters, even the most prepared homeowners can be left to pick up the pieces following a summer storm. While it’s important to invest in a comprehensive home insurance policy to help offset some of these repair costs, working with a reputable contractor after a storm is another great way to save money. But unfortunately, not all contractors are created equal. In fact, vulnerable homeowners often fall victim to “storm chasers” who are looking to make a quick buck.
How to Identify a Storm Chaser
It makes sense that after a big storm in the Lake Geneva area, homeowners will see advertisements for contractors popping up all over town. While some of these contractors will be reputable, others may have seen a good opportunity to take advantage of homeowners who are in a bad situation. This type of shady contractor is often referred to as a “storm chaser” and may be found going door-to-door in storm-ravaged neighborhoods across the country during the summer months.
While not all storm chasers are scammers, it’s essential for homeowners to be wary of any contractors that seek them out with offers of a free inspection after a particularly rough patch of weather. After a wind or hailstorm, homeowners should always assess their property for any glaring damages and if necessary, file a claim with their insurance provider to begin the repair process. Once you’ve submitted a claim, you can then begin looking for the right contractor to complete the job.
Reputable Contractors vs. Storm Chasers
Some common indicators that you may be speaking with a storm chaser include:
- Offers of free inspections. Homeowners should be aware that some storm chasers have been caught damaging roofs to force homeowners to pay for repairs.
- Anyone who claims that your insurance company sent them to complete repairs. Your insurance provider will always notify you if they are sending someone to your home to complete an inspection or begin working on repairs. If you’re unsure whether or not your insurance company sent a contractor, simply reach out to your agent for more details.
- Contractors that call you on the phone and claim to represent your insurance company. Never pass personal information over the phone, as your insurer should already have everything they need on file.
- Requests for advance payment are also a huge warning sign that the contractor is shady. While a small initial deposit may be needed to retain a contractor’s services, a bulk payment should always come after repairs have been completed.
- Whenever a contractor seems to be using high-pressure tactics to force you into a work agreement, you should trust your gut and look for help elsewhere. Additionally, if you are unsure about the services offered and the reputation of a contractor, you can always look them up with the Better Business Bureau.
Contact Glass Insurance Center Today
Still unsure whether your contractor is the right fit for your needs? Our friendly and experienced insurance agents are always available to answer your questions. Don’t get caught without the right level of insurance protection when you need it the most this summer. Instead, invest in comprehensive home insurance from Glass Insurance Center. Call (262) 248-5555 or contact us today for more information and be sure to request a free quote.