There are few things more frustrating and potentially dangerous than a cracked windshield. While you may be tempted to drive for as long as possible before replacing a damaged windshield, a cracked windshield can seriously obstruct your view of the road. And you could be ticketed for driving with a cracked windshield in Wisconsin as well. Luckily, repairing or replacing a windshield isn’t a very involved process. But if you don’t have proper auto insurance coverage, paying out-of-pocket to fix a damaged windshield can be costly. Keep reading to learn more about the cost of replacing a cracked windshield and possible insurance options.
How Much Does It Cost to Replace a Cracked Windshield?
On average replacing a windshield will cost you anywhere from $100 to $400, including labor. However, luxury vehicles and collectible cars may carry a windshield replacement price tag of up to $1500. Depending on the type of vehicle that you drive, you could fall anywhere in between. Some of the most common factors used to determine the cost of replacing a windshield include:
- The make and model of your vehicle
- The type of wipers and sensors that you have installed on the vehicle
- The extent and location of the damage
- Type of glass being removed and type of replacement glass
In addition to the make and model of the vehicle, glass quality is one of the most important factors in determining the price of a replacement windshield. While you may be tempted to choose a value-priced replacement option, lower quality glass is much more susceptible to stress fractures and breakage. Although Original Equipment Manufacturer (OEM) quality glass is more expensive, it is recommended to make sure you’re getting a perfect fit between your windshield glass and vehicle frame. Additionally, investing in the same quality of glass that the vehicle was originally built with is the safest possible replacement option.
Finally, it’s essential that you work with a reputable replacement company that employs highly trained and skilled technicians. While this choice doesn’t necessarily mean that you’ll end up paying more for your installation, it does help to ensure that the replacement is completed properly. If a new windshield isn’t fitted properly, it is more likely to crack and can become a big safety hazard, so it pays to go with the pros.
What Insurance Options Are Available for Windshield Repairs and Replacements?
Most drivers can rely on a comprehensive auto insurance policy to cover the cost of windshield repairs or replacements, less a deductible. But if you were involved in an accident and your damaged windshield is the fault of a third party, their property damage liability insurance should cover the cost of repairs. If you are more vulnerable to windshield issues due to your occupational needs or location, you may also be able to find an insurance provider who offers “full glass coverage” options that will cover the cost of replacing your windshield with little to no deductible.
Contact Glass Insurance Center Today
Unsure whether your current auto insurance policy offers coverage for chipped or cracked windshields? At Glass Insurance Center, we’re always here to help answer your questions and break down your coverage. To learn more about the benefits of comprehensive auto insurance coverage or to request a free quote, call (262) 248-5555 or contact our independent insurance agents in Lake Geneva online today.